Affiliate Disclosure
Last updated: May 1, 2026
In compliance with the U.S. Federal Trade Commission's 16 CFR Part 255 Guides Concerning the Use of Endorsements and Testimonials in Advertising, Number Grove provides the following disclosure regarding affiliate relationships and compensation.
How we make money
Number Grove is an independent publisher. We may receive compensation in the following ways:
- Affiliate commissions. Some links on this Site are “affiliate links.” If you click one of these links and complete a qualifying action on the destination site (such as submitting a rate-comparison request or completing a loan application), we may receive a commission. The commission does not change the price or terms you receive.
- Display advertising. We may display ads served by third-party ad networks (for example, Google AdSense, Mediavine, or Raptive). When you click or view those ads, the network pays us a small share of the advertising revenue. We do not control which specific ads are shown to you.
- Sponsored content. If we ever publish content that is sponsored or paid for by a third party, that content will be clearly and prominently labeled as sponsored.
How affiliate relationships affect our content
Our editorial recommendations are not influenced by whether we earn a commission. We aim to recommend the calculators, tools, and approaches we genuinely believe are best for the reader's situation. We do not accept payment to alter our analyses, rankings, or recommendations, and the presence of an affiliate link does not constitute endorsement of any specific lender, broker, or service.
Your cost
You never pay more because of an affiliate link. The compensation we receive is paid by the third-party advertiser or partner, not by you, and does not change the rates, fees, or terms you would otherwise receive from that third party.
Notice of affiliate links
Where reasonably practical, affiliate links on this Site are labeled (for example, with “ad,” “sponsored,” or “affiliate”). You may also assume that any link to a mortgage marketplace, lender, broker, or comparison service is an affiliate link.
Mortgage referrals and licensing
Number Grove is not a mortgage lender, mortgage broker, or loan originator. We do not originate, process, or service loans. Affiliate links direct you to licensed third- party companies that handle the actual loan-related activities. Loan eligibility, rates, terms, fees, and approval are determined entirely by those third parties, not by us.
Questions
If you have questions about this disclosure or about a specific link on the Site, please contact us through the Contact page.